Flexible Finance
Application form
Introducer details
Do you have a broker reference number
Secured loan details
Loan amount required
A value is required.
Invalid format.
The entered value is less than the minimum required, you may want to look at an unsecured loan.
The entered value is greater than the maximum allowed.
Purpose of loan
A value is required.
Term of loan
Please select
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Please select an item.
yrs
Payment protection insurance cover type
Please select
Single cover
Joint cover
None
Please select an item.
Unsecured loan details
Loan amount required
A value is required.
Invalid format.
The entered value is less than the minimum required.
The entered value is greater than the maximum allowed, you may want to look at a secured loan.
Purpose of loan
A value is required.
Term of loan
Please select
1
2
3
4
5
6
7
Please select an item.
yrs
Payment protection insurance type
Please select
Single cover
Joint cover
None
Please select an item.
Bridging loan details
Loan amount required
A value is required.
Invalid format.
The entered value is less than the minimum required, you may want to look at a secured or unsecured loan.
Purpose of loan
A value is required.
Term of loan
Please select
3
6
12
24
Please select an item.
mths
Are you looking to 'roll-up' the payments
Please select
Yes
No
Not sure yet
Please select an item.
Commerical loan / mortgage details
How much are you looking to borrow
A value is required.
Personal name of Proprietor/Director
A value is required.
Company number (if applicable)
Company trading name (if applicable)
Registered business address
Unit / building number
Unit / building name
Street address
A value is required.
Postcode
A value is required.
Invalid format.
Date commenced trading
A value is required.
Invalid format.
Date moved to present address
Invalid format.
A value is required.
Do you have any employees (including partners and directors)
Please select
Yes
No
Please select an item.
How many total employees
Please select
Less than 5
5-20
21-50
50-100
101-250
251-500
501-1000
1001-5000
5001+
Please select an item.
How many indivduals are there holding 20% or more or issued voting share capital
Please select
1
2
3
4
5
6 or more
Please select an item.
What are your main business activities, please give a brief description.
A value is required.
Are the business premises owned or leased
Please select
Leased
Owned
Please select an item.
How much do your current debts add up to
A value is required.
Invalid format.
How much do your current business assets add up to
A value is required.
Invalid format.
Does the business/organisation owe any arrears of VAT/PAYE/National Insurance/Corporation tax
A value is required.
Invalid format.
Is the business/organisation or any owner(s)/partner(s)/director(s) involved in any claim or lawsuit
Please select
Yes
No
Please select an item.
Please give details about claim or lawsuit.
A value is required.
Please add a rough description of what you need the loan/mortgage for and any other details you may think we need to know.
A value is required.
Debt management details
How much do your current debts add up to
A value is required.
Invalid format.
How many creditors do you have
Please select
2
3
4
5
6-10
11-20
21+
Please select an item.
Please give a brief description of any events or reasons why you would need to look at debt management. (E.g.
"Was made redundant and missed lots of payments over last year and although now employed still have a vast amount of unmanageable debts which outweigh my income"
.)
A value is required.
IVA details
How much do your current debts add up to
A value is required.
Invalid format.
The entered value is less than the minimum required, perhaps you should just look at a loan or debt management.
How many creditors do you have
Please select
1
2
3
4
5
6-10
11-20
21+
Please select an item.
Please give a brief description of any events or reasons why you would need to look at an IVA. (E.g.
"Was made redundant and missed lots of payments over last year and although now employed still have a vast amount of unmanageable debts which outweigh my income"
.)
A value is required.
Applicant details
How many applicants
1
2
3
4
Applicant 1 details
Title
Please select
Mr
Miss
Mrs
Ms
Master
Dr
Prof
Please select an item.
First name
A value is required.
Middle name
Surname
A value is required.
Date of birth
A value is required.
Invalid format.
Marital status
Please select
Single
Married
Separated
Divorced
Widowed
Engaged
Common Law
Co-habiting
Please select an item.
Maiden name (if any)
Telephone number
A value is required.
Invalid format.
Mobile number
Invalid format.
Fax number
Invalid format.
E-mail address
Invalid format.
Applicant 2 details
Title
Please select
Mr
Miss
Mrs
Ms
Master
Dr
Prof
First name
Middle name
Surname
Date of birth
Invalid format.
Marital status
Please select
Single
Married
Separated
Divorced
Widowed
Engaged
Common Law
Co-habiting
Maiden name (if any)
Telephone number
Invalid format.
Mobile number
Invalid format.
Fax number
Invalid format.
E-mail address
Invalid format.
Applicant 1 employment details
Employment status
Please select
Employed (full-time)
Employed (part-time)
Self employed
Contract worker
Unemployed
Disabled
Pensioner
Benefits
House person
Please select an item.
Self employed company name
Occupation
Time in self employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
mths
Proof of self employment
Please select
No proof (self cert)
Accountants letter
Self assesment tax forms
1 years accounts
2 years accounts
3 years accounts
Net annual profit
Invalid format.
Employers name
Occupation
Time in employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
mths
Proof of employment
Please select
Wage slips
Letter from employer
P60
None
Annual income
Invalid format.
Monthly pension income
Invalid format.
Pension type
Please select
State pension
Private pension
Please put a brief description of your income
Applicant 2 employment details
Employment status
Please select
Employed (full-time)
Employed (part-time)
Self employed
Contract worker
Unemployed
Disabled
Pensioner
Benefits
House person
Self employed company name
Occupation
Time in self employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
mths
Proof of self employment
Please select
No proof (self cert)
Accountants letter
Self assesment tax forms
1 years accounts
2 years accounts
3 years accounts
Net annual profit
Invalid format.
Employers name
Occupation
Time in employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
mths
Proof of employment
Please select
Wage slips
Letter from employer
P60
None
Annual income
Invalid format.
Monthly pension income
Invalid format.
Pension type
Please select
State pension
Private pension
Please put a brief description of your income
Applicant 3 details
Title
Please select
Mr
Miss
Mrs
Ms
Master
Dr
Prof
First name
Middle name
Surname
Date of birth
Invalid format.
Marital status
Please select
Single
Married
Separated
Divorced
Widowed
Engaged
Common Law
Co-habiting
Maiden name (if any)
Telephone number
Invalid format.
Mobile number
Invalid format.
Fax number
Invalid format.
E-mail address
Invalid format.
Applicant 4 details
Title
Please select
Mr
Miss
Mrs
Ms
Master
Dr
Prof
First name
Middle name
Surname
Date of birth
Invalid format.
Marital status
Please select
Single
Married
Separated
Divorced
Widowed
Engaged
Common Law
Co-habiting
Maiden name (if any)
Telephone number
Invalid format.
Mobile number
Invalid format.
Fax number
Invalid format.
E-mail address
Invalid format.
Applicant 3 employment details
Employment status
Please select
Employed (full-time)
Employed (part-time)
Self employed
Contract worker
Unemployed
Disabled
Pensioner
Benefits
House person
Self employed company name
Occupation
Time in self employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
mths
Proof of self employment
Please select
No proof (self cert)
Accountants letter
Self assesment tax forms
1 years accounts
2 years accounts
3 years accounts
Net annual profit
Invalid format.
Employers name
Occupation
Time in employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
mths
Proof of employment
Please select
Wage slips
Letter from employer
P60
None
Annual income
Invalid format.
Monthly pension income
Invalid format.
Pension type
Please select
State pension
Private pension
Please put a brief description of your income
Applicant 4 employment details
Employment status
Please select
Employed (full-time)
Employed (part-time)
Self employed
Contract worker
Unemployed
Disabled
Pensioner
Benefits
House person
Self employed company name
Occupation
Time in self employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
Proof of self employment
Please select
No proof (self cert)
Accountants letter
Self assesment tax forms
1 years accounts
2 years accounts
3 years accounts
Net annual profit
Invalid format.
Employers name
Occupation
Time in employment
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
mths
Proof of employment
Please select
Wage slips
Letter from employer
P60
None
Annual income
Invalid format.
Monthly pension income
Invalid format.
Pension type
Please select
State pension
Private pension
Please put a brief description of your income
Please give details of any other income you may have
Applicant 1 bank details
Bank name
A value is required.
Time account held with bank
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
Please select an item.
yrs
Address details
Current address
Flat / house number
A value is required.
Flat / house name
A value is required.
Street address
A value is required.
A value is required.
A value is required.
A value is required.
Postcode
A value is required.
Years at address
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
Please select an item.
Months at address
Please select
0
1
2
3
4
5
6
7
8
9
10
11
Please select an item.
Previous address
Flat / house number
A value is required.
Flat / house name
A value is required.
Street address
A value is required.
A value is required.
A value is required.
A value is required.
Postcode
A value is required.
Years at address
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
Please select an item.
Months at address
Please select
0
1
2
3
4
5
6
7
8
9
10
11
Please select an item.
Property details
Property status
Please select
Living with parents
Private tennant
Council tennant
Owner
Commercial tennant
Please select an item.
Property type
Please select
Second home
Home address (Residential)
Buy to let
Commercial property
Semi commercial property
Industrial property
Mobile home
Land / building plot
Please select an item.
Property description
Please select
Bungalow
Detached house
Semi detached house
End terrace house
Mid terrace house
Flat (purpose built)
Flat (above food outlet)
Flat (above retail outlet)
Flat (in building above 6 floors)
Masionette
Semi commercial
Commercial property (Retail)
Commercial property (Office)
Commercial property (Industrial)
Please select an item.
Number of bedrooms
Please select
1
2
3
4
5
6
7
8
9
10
more than 10
Please select an item.
Number of bathrooms
Please select
1
2
3
4
5
more than 5
Please select an item.
Number or reception rooms
Please select
1
2
3
4
5
6
7
8
9
10
more than 10
Please select an item.
Number of garages
Please select
No garage
Single garage
Double garage
Custom size
Please select an item.
Construction type
Please select
NULL
Bricks and mortar
Please select an item.
Roof type
Please select
Standard pitched roof
Flat roof
Please select an item.
Year built
A value is required.
How many floors in the building
Please select
1
2
3
4
5
6
7
8
9
10
more than 10
Please select an item.
Which floor is your flat on
Please select
1
2
3
4
5
6
7
8
9
10
higher than the 10th
Please select an item.
Purchase date
A value is required.
Purchase price
A value is required.
Current estimated property value
A value is required.
Is the property under shared ownership scheme
Please select
Yes
No
Please select an item.
Is the property ex-council
Please select
Yes
No
Please select an item.
What was the council's valuation at the time of purchase
A value is required.
What was the discount given by the council
A value is required.
Freehold or leasehold
Please select
Freehold
Leasehold
Please select an item.
Years left on lease
A value is required.
Financial details
Secured finance details
Do you have a mortgage
Please select
Yes
No
Please select an item.
Do you have a secured loan
Please select
Yes
No
Please select an item.
Mortgage details
Name of mortgage lender
A value is required.
Mortgage amount outstanding
A value is required.
Monthly payment
A value is required.
Time with lender
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
Please select an item.
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
Please select an item.
mths
Have you missed any payments in the last 12 months
Please select
No
Yes
Please select an item.
Please tick the payments you have missed
Jan
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Secured loan details
Name of secured loan lender
A value is required.
Loan amount outstanding
A value is required.
Monthly payment
A value is required.
Time with lender
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30+
Please select an item.
yrs
Please select
0
1
2
3
4
5
6
7
8
9
10
11
Please select an item.
mths
Have you missed any payments in the last 12 months
Please select
No
Yes
Please select an item.
Please tick the payments you have missed
Jan
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
Please make a selection.
General credit details
Are you or have you ever been bankrupt
Please select
No, I/We have never been bankrupt
Not now, but I/We have been bankrupt in the past
Yes, I/We are currently bankrupt
Please select an item.
Are you in or have you ever been in an IVA
Please select
No, I/We have never been in an IVA
Not now, but I/We have previously been in an IVA
Yes, I/We are currently in an IVA
Please select an item.
Do you have any curent, unsatisfied CCJ's
Please select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Please select an item.
What is the amount of your CCJ's
A value is required.
What are you current monthly outgoings for all existing credit
(credit cards, loans, hire purchase, budget cards etc).
A value is required.
Terms and conditions
Terms and Conditions Please read and accept the following terms and conditions which you hearby agree to for the purpose of your loan application. The Site via which you are submitting this application is an introducer to Alfa Financial Limited . Alfa Financial Limited is the master packager who will obtain your loan quotation. Alfa Financial Limited is licenced under number 597409, consumer credit licensed by the Office of Fair Trading; authorised and regulated by the Financial Services Authority AR 466670 in respect of General Insurance Mediation activities. ('The Website') is an online loan application form which is source operated and owned by Alfa Financial Limited Financial Limited (registered in England and Wales with company number 6029653) To apply you must be at least 18 years old and a UK resident (excluding the Channel Islands and the Isle of Man). APR's and repayment details are correct at the time of quotation however are not binding until agreement has been completed and may be subject to increases thereafter depending on loan criteria and the particular lender. If your application to Alfa Financial Limited for a Homeowner Loan and it is unsuccessful you may be referred to an approved provider. Telephone calls may be monitored and recorded for security and quality control. Calls provided by BT will be charged at local rate. Mobile and other providers may vary. By using the Website you agree to be bound by these Terms. If you do not accept these Terms you should not use the Website. Alfa Financial Limited may make alterations to these terms and conditions from time to time and these variations shall become effective immediately. By using the Website you undertake that you have the necessary hardware, software and capability required for email and web usage. Credit Searching and Consent. Alfa Financial Ltd or the companies it introduces to will be performing a credit search on your behalf. By Submitting this application, you confirm and accept that that we and any lender to whom we may submit your application for a loan may make or obtain searches and reference agency checks of which copies may be kept. The disclosure of multiple searches may affect your credit rating. You also agree that any lender may keep information about you, and your conduct of the loan on its computers. This information may be used for the purpose of administering your loan and by other lenders in assessing applications for credit by you and members of your household, and occasionally for fraud prevention, tracing debtors and/or debt collection. If you have confirmed you are linked financially with another person, you are declaring that you are entitled to disclose information about that person." Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Commission & Fees You acknowledge that your loan will incorporate an introducing percentage of commission payable to the organisation that refers / introduces the loan application. Administration Fees If your application is for an unsecured loan, your loan application will be passed to a third party company who will contact you directly. Alfa financial charge a non refundable administration fee of 25.00 for this service for all unsecured loan applications. Your loan application is not guaranteed and you confirm and accept that Alfa Financial Limited cannot be held liable in any way should your loan be unsuccessful.Alfa Financial may also receive a commission payment from the lender and you agree and confirm acceptance of this. The administration charge covers cost of submission to lender only. Use of Your Data If you make an application, your details will be held on computer and used in a credit scoring or other automated decision making process when assessing your application. An enquiry will be made with Credit Reference Agencies. It is important that you give us accurate information. We will check your details with fraud prevention agencies and if false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to prevent fraud and money laundering, for example, when: Checking details on applications for credit and credit related or other facilities Managing credit and credit related accounts or facilities Recovering debt Checking details on proposals and claims for all types of insurance Checking details of job applicants and employees We and other organisations may access and use from other countries the information recorded by fraud prevention agencies. You can ask for details about the Credit Reference and Fraud Prevention Agencies from whom and with whom we share this information. You have a legal right to these records. For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any 'associated' records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to: disclose information about your joint applicant and anyone referred to by you. authorise us to search, link or record information at credit reference agencies about you and anyone referred to by you An 'association' between joint applicants, and between you and anyone you tell us is your financial partner, will be created at credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at credit reference agencies. You authorise us to make all enquiries necessary to verify this information to enable us to consider this application. If you apply for insurance your information will be passed to the administrators and the insurers for underwriting, processing claims handling and fraud prevention. Your personal data which may include sensitive information such as medical details, will be treated in confidence and will not be disclosed to any third parties except where permitted by law or where you have given your consent, however, it may be shared with any company from time to time forming part of the Alfa Financial Limited Group and any of its subsidiaries , approved Credit Brokers, selected third parties and the Insurers (and their administrators) who may also use it for marketing, research, statistical analysis and administration purposes. For further information on the companies with whom your information may be shared please write to us. You may be contacted by mail, telephone, fax, email, automated calling systems or other reasonable method with details of products or services offered by one of the above. If you do not want your details to be used for marketing please write to Alfa Financial Limited Financial. Privacy and Security Information Privacy Policy Alfa Financial Limited makes a commitment to protecting your privacy and promises only to use information collected about you in accordance with the Data Protection Act 1998 and the European Directive on Privacy and Electronic Communications (2002/58/EC). When you register with our website, we may ask you for certain information and you may submit personal data to Alfa Financial Limited (for example your name, phone number, postal address, email address, contact and certain financial information). We may also record which products you are interested in and which links you pursue as well as customer traffic patterns and site use. This information will be kept securely in accordance with our internal security policy and may be used to: Process your Order/Application; Provide you with an up to date, efficient, and reliable service; By submitting your data you agree to this use. From time to time we also monitor and record telephone calls for training purposes and to improve the service to you. We will never collect sensitive information about you without your explicit consent. An example of sensitive information would be your religion or a medical condition. You undertake that all information that you provide is accurate and current. Alfa Financial Limited may use the information or parts of it to notify you about features and/or events or related activities that you may find useful. Third party providers using the site may access traffic usage patterns but your personal use or information will not be identifiable unless it is with specific regard to an Order/Application. We take security very seriously, which is why our online application form uses 128-bit encryption. Encryption means that the information you provide cannot be read or understood by others, so you can rest assured that the information you provide is safe and secure. This site does not capture or store personal information. Cookies Cookies are small text files placed on your computer when you browse a website. In common with many other websites www.alfa financialonline.com and www.alfafinancial.co.uk use cookies for a variety of purposes. You cannot be individually identified from the information stored in, or obtained from, a cookie. Most browsers are set to automatically accept cookies and if you're using Microsofts Internet Explorer, Mozilla Firefox or Safari you should be able to configure your browser to restrict or block cookies, or you may wish to delete them. We take very seriously our obligations & commitment to providing the highest service levels. If you feel any cause to criticise or complain about any aspect of our terms, conditions, process, performance and/or procedures we welcome your comments. Questions or quotes 01625 610 444 Third party websites with links from the Website have not been verified or reviewed by Alfa Financial Limited and use and access of such third party websites is made at your own risk. You acknowledge and agree that Alfa Financial Limited do not act in any way as your agent or as the agent for any of the third party companies and services featured on the Website. Any username and password issued to you is personal to you in order to facilitate your access to the Website and shall not be disclosed to any third party without Alfa Financial Limited 's prior written consent. All email communications sent by Alfa Financial Limited and attachments thereto are intended only for the addressee and/or others authorised to receive them. Alfa Financial Limited makes no warranties nor can it assume any responsibility for: The accuracy, completeness, fitness for purpose or currency of the content of any third party material featured on the Website (whether or not this information is identified by Alfa Financial Limited as being from a third party) the quality of service offered by any third party featured on the Website the content of any third party website that links from the Website Financial Information No financial information featured on the Website or accessed by you as a result of a link displayed on the Website is intended or considered to be financial advice offered by Alfa Financial Limited. Alfa Financial Limited is not authorised by the Financial Services Authority in relation to the supply of advice in relation to financial products. Alfa Financial Limited Financial would inform you that when looking at any financial product or service you read the terms of that product carefully and if you are in any doubt as to its meaning or effect that you seek qualified independent financial advice. Alfa Financial Limited cannot accept any responsibility for any issues arising as a result of your communication or contract with any third party present on the Website. Many third party service providers will request that you are subject to their terms and conditions. Those terms are entirely separate to these Alfa Financial Limited Terms. Before you enter into any agreement with a third party we recommend that you read their terms very carefully and seek independent advice where necessary. Intellectual Property Rights, Copyright and Trade Marks You MAY download and use the Website for your private, non-commercial, personal use only, provided that you retain all copyright notices and other proprietary notices contained on the Website. You may not sub licence or deal in this right without Alfa Financial Limited 's prior written permission. All copyright, design rights, database right, patents, and any rights to inventions, know-how, trade and business names, trade secrets and trade marks (whether registered or unregistered) and any applications therefore ('Intellectual Property Rights') in the Website belong to and vest in Alfa Financial Limited, or are licensed to Alfa Financial Limited unless otherwise specified. All such rights of Alfa Financial Limited are hereby asserted and reserved. No person other than the rightful owner or licensee of such Intellectual Property Rights may: Hack, attempt to hack, distribute, modify, transmit, re-use, re-post, or use any or all of the Website or the information contained therein for any purpose other than as set out above nor for public or commercial purposes without Alfa Financial Limited 's or the relevant licensee's prior written permission; Provide hypertext links, URL Links, graphic links, hyperlinks or other direct connection for profit or gain to the Website without Alfa Financial Limited's prior written permission; Display, publish, copy, print, post or otherwise use the Website and the information contained therein for the benefit of any other website without Alfa Financial Limited's or the relevant licensee's prior written permission; Process or otherwise use the information contained on or within the Website for any illegal or immoral purpose nor use or process the same unfairly. Liability Alfa Financial Limited provides and maintains the Website for personal information and community purposes, on an 'as is' basis Alfa Financial Limited shall be liable only to provide its services with reasonable skill and care and gives no other warranty in connection with the Website. Subject as aforesaid, to the maximum extent permitted by law, Alfa Financial Limited excludes liability for any loss or damage of any kind howsoever arising, including without limitation any direct, indirect, punitive or consequential loss whether or not such arises out of any problem you notify to Alfa Financial Limited and Alfa Financial Limited shall have no liability to pay any money by way of compensation, including without limitation all liability in relation to: Any incorrect or inaccurate information on the Website and all interruptions to or delays in updating the service; The infringement by any person of any Intellectual Property Rights of any third party caused by their use of the Website; Any amount or kind of loss or damage due to viruses or other malicious software that may infect a user's computer equipment, software, data or other property caused by persons accessing, using or downloading the Website, or from transmissions via emails or attachments received from Alfa Financial Limited or its licensees; The availability, quality, content or nature of the other sites on the internet that are owned and operated by third parties ('External Sites') to which the Website link and web site located on or through any External Site nor for any transactions involving External Sites (including as to 'cookies', personal data, confidential information, or purchases of domain names or other services). You should contact the site administrator or Webmaster for those External Sites if you have any concerns regarding such links, web site or transactions; All representations, warranties, conditions and other terms which but for this notice would have effect. Alfa Financial Limited have used all reasonable efforts to ensure that all information provided by it is accurate and accords with current standards however it cannot account for the accuracy of information posted by users of the Website. However it is agreed, acknowledged and understood that: The Website and all the services contained within are provided for information only and are not intended to replace appropriate financial advice where required; Financial advice and the financial markets are constantly evolving and Alfa Financial Limited cannot guarantee that all of the information is completely accurate. Termination Alfa Financial Limited shall be entitled to terminate this Agreement and immediately remove, cancel or suspend access to and use of the Website upon your breach of any part of these Terms whatsoever. Termination shall be without prejudice to the accrued rights of either party. Alfa Financial Limited will not be liable in any amount for failure to perform any obligation under this agreement if such failure is caused by the occurrence of any unforeseen contingency beyond the reasonable control of such party including without limitation Internet outages, communications outages, fire, flood, war or act of God. General Except as provided above there are no other warranties, conditions or other terms, express or implied, statutory or otherwise, and all such terms are hereby excluded to the maximum extent permitted by law (but subject to your statutory and common law consumer rights). All questions, comments or enquiries should be directed by email to info@alfafinancialonline.com or by post to Alfa Financial Limited, Jordangate House, Jordangate, Macclesfield, Cheshire SK10 1EQ In the event that any part of these terms and conditions is held to be unenforceable, such part will at Alfa Financial Limited 's option be construed as far as possible to reflect the parties' intentions and the remainder of the provisions will remain in full force and effect. These terms and conditions constitute the entire agreement between you and Alfa Financial Limited and shall apply to the exclusion of all other terms or conditions of contract, which you may purport to propose. Use of Alfa Financial Limited and these terms are subject to the laws of England, which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licences and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts. It is hereby asserted that the Website is intended for and directed at the UK and no representation or warranty is made as to whether the Website complies with the regulatory regime and local laws of any other countries. Our interest rate is 12.5% APR Typical Variable (66% of our loans are at or under this rate). Licensed under the Consumer Credit Act 1974 - license number 597409. All loans subject to status. On some plans a fee of up to 12.5% of the amount borrowed may be payable. WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.
Do you agree to the above terms and conditions
Please make a selection.